Saving & investing

Only well-known, regulated firms and official education sites. This is not personal financial advice — talk to a licensed professional before moving money.

Protect yourself

Seniors are frequent targets of investment scams. Be careful of anyone who cold-calls, guarantees high returns, pressures you to “act today,” asks for gift cards or wire transfers, or tells you to keep a secret from family. If it sounds too good to be true, stop and call someone you trust.

Scam safety page · SEC tip line resources below

Large, established firms (examples)

These companies are widely known, long-standing, and regulated in the U.S. Listing them is for convenience — PurePath is not paid by them and does not endorse any product.

Charles Schwab

Brokerage, IRAs, guidance tools. Long history serving individual investors.

schwab.com

Fidelity Investments

Brokerage, retirement accounts, research. Another major U.S. firm many families use.

fidelity.com

Vanguard

Known for low-cost index funds and long-term investing. Client-owned structure.

vanguard.com

T. Rowe Price

Long-established mutual fund and retirement firm.

troweprice.com

Edward Jones

Local-office model; many small towns have a nearby advisor. Ask about fees in writing.

edwardjones.com

Your bank or credit union

CDs, savings, and sometimes brokerage through a known local bank can feel simpler. Compare rates and fees.

Check if someone is licensed

FINRA BrokerCheck

Free lookup: has this broker been licensed? Any complaints or actions?

BrokerCheck

SEC Investment Adviser Search

Check registered investment advisers and firm information.

AdviserInfo

SEC Investor.gov

Plain-language education, scam alerts, and how to complain if something is wrong.

Investor.gov

Free education (not sales pitches)

Investor.gov (SEC)

Official U.S. Securities and Exchange Commission site for everyday investors.

Open Investor.gov

FINRA Investor Education

Retirement, bonds, funds, and how to spot red flags.

FINRA for investors

CFP Board – Find an advisor

Search for Certified Financial Planner professionals. Ask how they are paid.

LetsMakeAPlan.org

Simple habits that help

Slow down

Real firms let you think overnight. Pressure is a warning sign.

Write it down

Get fees, risks, and what you are buying in writing. Share with a trusted family member.

Separate needs

Emergency savings in a bank or credit union is different from long-term investing. Don’t mix them under stress.

Disclaimer: PurePath AI provides general information only. We are not a broker, adviser, or bank. We do not sell investments. Nothing on this page is a recommendation to buy or sell any security. For personal decisions, speak with a licensed professional and people you trust.